The Knowledge · 07
Funding the Purchase
How Australian buyers actually fund an acquisition — deposits, bank lending, vendor finance, working capital and what lenders need to see.
How much deposit do I need to buy a business?
Business Finder membersThe cash you really need — and the costs buyers forget.
View conversationBank loans versus vendor finance
Business Finder membersTwo sources of money that behave very differently.
View conversationWhat lenders look for before backing a business buyer
Business Finder membersCan the business repay, and can you run it.
View conversationUsing equity in your home to fund a business purchase
Business Finder membersThe cheapest money — and the most personal risk.
View conversationVendor finance: how to structure it safely
Business Finder membersA good idea that needs good paperwork.
View conversationGovernment-backed and specialist finance options
Business Finder membersThere's no Australian SBA — here's what exists instead.
View conversationShould I use superannuation to buy a business?
Business Finder membersStrict rules, and a concentration risk worth weighing.
View conversationWorking capital: funding the first 90 days
Business Finder membersThe most underestimated cost of an acquisition.
View conversationHow to present a finance-ready deal to a lender
Business Finder membersRemove every reason for a lender to say no.
View conversationWhen seller financing makes the deal stronger
Business Finder membersDeferred payment changes the seller's behaviour.
View conversationReady to put this into practice?
Buyer Readiness Assessment